$525,000

**Seller offering $5,000 credit towards closing with acceptable offer** Tucked just minutes from the heart of Fernandina Beach, 1016 N 14th Street offers a newer construction home with a clean, thoughtful design and room to grow. Motivated Seller! Priced to sell at 54K under 2023 appraisal! Built in 2023 by Affinity Homes, this 3-bedroom, 2-bath residence features 9-foot ceilings and a taller roofline that gives the home an open, airy feel well beyond its footprint. The layout is efficient and comfortable, designed for everyday living without wasted space. An added opportunity: the neighboring lot is also available, opening the door for expansion, investment, or securing additional privacy. Both properties have a state approved water mitigation system to ensure there won't be any flooding from some of FL's heavy rains. A straightforward, well-built home in a location that continues to see steady demand—ideal for a primary residence, second home, or long-term hold. Asking price for the home and lot combined $669,900.